Pays 3.00% p.a. with no bonus conditions as of 17 September 2026. Ranks 92nd of 93 savings accounts tracked by BankMate, 1.86 points below the average of 4.86%. The rate was last restructured on 8 April 2026.
3.00%p.a.
No bonus component · bonus up to $1,999 · unlimited withdrawals · variable
Rate over time
Total rate, conditions met- Personal Online Savings Account
- RBA cash rate
- Market average
Position among 93 accounts
By month, end of month- Mar 2026: ranked 71 of 74
- Apr 2026: ranked 85 of 88
- May 2026: ranked 89 of 91
- June 2026: ranked 90 of 91
- July 2026: ranked 91 of 92
- Aug 2026: ranked 91 of 92
- Sept 2026: ranked 92 of 93
Mar 2026
- Top 5%
- Top 10%
- Top 25%
- Lower
Mostly outside the top half of accounts over the last 7 months: from #71 of 74 in Mar 2026 to #92 of 93 in Sept 2026.
Changes
1 on record since 23 Mar 2026- 3.00 → 3.00Base and bonus restructured0.00
Conditions
Checked each month- Balance range
- $0 - $1,999
On your balance
Saved with your preferences- Interest this year
- —
- Each month
- —
- Against the average account (4.86%)
- —
Rate by balance
Up to $2.0k
3.00%$2k – $3.0k
3.00%$3k – $5.0k
3.00%$5k – $10.0k
3.00%$10k – $20.0k
3.00%$20k+
3.00%Notes from savers
to leave a note.