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Bank First · Savings account
LiveFirst Home Bonus Saver Account
Pays 5.05% p.a. total (0.05% base plus 5.00% bonus) as of 17 September 2026. Ranks 45th of 93 savings accounts tracked by BankMate, 0.19 points above the average of 4.86%. The rate last rose on 2 June 2026, 27 days after the RBA raised the cash rate to 4.35%.
5.05%p.a.
0.05% base + 5.00% bonus · variable
Rate over time
Total rate, conditions met- First Home Bonus Saver Account
- RBA cash rate
- Market average
Position among 93 accounts
By month, end of month- Apr 2026: ranked 62 of 88
- May 2026: ranked 56 of 91
- June 2026: ranked 42 of 91
- July 2026: ranked 44 of 92
- Aug 2026: ranked 44 of 92
- Sept 2026: ranked 45 of 93
Apr 2026
- Top 5%
- Top 10%
- Top 25%
- Lower
In the top 50% for 4 of the last 6 months. Its lowest was #62 of 88 in Apr 2026.
Changes
2 on record since 2 Apr 2026- 4.80 → 5.05Bonus rate · 27 days after the RBA rise to 4.35%+0.25
- 4.40 → 4.80Bonus rate · 45 days after the RBA rise to 4.10%+0.40
Conditions for the bonus rate
Checked each month- Withdrawals
- Not allowed
- Age
- 18+ years
On your balance
Saved with your preferences- Interest this year
- —
- Each month
- —
- Against the average account (4.86%)
- —
Rate by balance
$0+
5.05%Notes from savers
to leave a note.