Pays 4.75% p.a. total (0.10% base plus 4.65% bonus) as of 17 September 2026. Ranks 64th of 93 savings accounts tracked by BankMate, 0.11 points below the average of 4.86%. The rate last rose on 22 May 2026, 16 days after the RBA raised the cash rate to 4.35%.
4.75%p.a.
0.10% base + 4.65% bonus · bonus up to $100,000 · unlimited withdrawals · variable
Rate over time
Total rate, conditions met- Bendigo Reward Saver
- RBA cash rate
- Market average
Position among 93 accounts
By month, end of month- Feb 2026: ranked 35 of 46
- Mar 2026: ranked 59 of 74
- Apr 2026: ranked 59 of 88
- May 2026: ranked 58 of 91
- June 2026: ranked 61 of 91
- July 2026: ranked 63 of 92
- Aug 2026: ranked 63 of 92
- Sept 2026: ranked 64 of 93
Feb 2026
- Top 5%
- Top 10%
- Top 25%
- Lower
Mostly outside the top half of accounts over the last 8 months: from #58 of 91 in May 2026 to #59 of 74 in Mar 2026.
Changes
2 on record since 1 Mar 2026- 4.50 → 4.75Bonus rate · 16 days after the RBA rise to 4.35%+0.25
- 4.25 → 4.50Bonus rate · 20 days after the RBA rise to 4.10%+0.25
Conditions for the bonus rate
Checked each month- Balance growth
- $1/month
- Balance range
- $0 - $100,000
On your balance
Saved with your preferences- Interest this year
- —
- Each month
- —
- Against the average account (4.86%)
- —
Rate by balance
Up to $100k
4.75%Notes from savers
to leave a note.