Pays 5.35% p.a. total (0.05% base plus 5.30% bonus) as of 17 September 2026. Ranks 11th of 93 savings accounts tracked by BankMate, 0.49 points above the average of 4.86%. It has not changed since tracking began on 26 March 2026.
5.35%p.a.
0.05% base + 5.30% bonus · bonus up to $250,000 · unlimited withdrawals · variable
Rate over time
Total rate, conditions met- Personal Savings Account
- RBA cash rate
- Market average
Position among 93 accounts
By month, end of month- Mar 2026: ranked 4 of 74
- Apr 2026: ranked 4 of 88
- May 2026: ranked 7 of 91
- June 2026: ranked 9 of 91
- July 2026: ranked 10 of 92
- Aug 2026: ranked 10 of 92
- Sept 2026: ranked 11 of 93
Mar 2026
- Top 5%
- Top 10%
- Top 25%
- Lower
In the top 10% for 4 of the last 7 months. Never below the top 25%.
Changes
No rate changes recorded for this account since tracking began on 26 March 2026.
Conditions for the bonus rate
Checked each month- Monthly deposits
- $300/month
- Balance range
- $0 - $250,000
- Age
- 18+ years
On your balance
Saved with your preferences- Interest this year
- —
- Each month
- —
- Against the average account (4.86%)
- —
Rate by balance
Up to $250k
5.35%$250.0k – $2M
4.85%$2M+
0.05%Notes from savers
to leave a note.