Pays 5.65% p.a. total (0.10% base plus 5.55% bonus) as of 17 September 2026. Ranks 4th of 93 savings accounts tracked by BankMate, 0.79 points above the average of 4.86%. The rate last rose on 2 June 2026, 27 days after the RBA raised the cash rate to 4.35%.
5.65%p.a.
0.10% base + 5.55% bonus · bonus up to $25,000 · variable
Rate over time
Total rate, conditions met- Growth Saver
- RBA cash rate
- Market average
Position among 93 accounts
By month, end of month- Feb 2026: ranked 10 of 46
- Mar 2026: ranked 3 of 74
- Apr 2026: ranked 3 of 88
- May 2026: ranked 5 of 91
- June 2026: ranked 3 of 91
- July 2026: ranked 3 of 92
- Aug 2026: ranked 3 of 92
- Sept 2026: ranked 4 of 93
Feb 2026
- Top 5%
- Top 10%
- Top 25%
- Lower
In the top 5% for 6 of the last 8 months. Never below the top 25%.
Changes
3 on record since 18 Feb 2026- 5.40 → 5.65Bonus rate · 27 days after the RBA rise to 4.35%+0.25
- 5.15 → 5.40Bonus rate · 14 days after the RBA rise to 4.10%+0.25
- 4.75 → 5.15Bonus rate · 5 days after the RBA rise to 4.10%+0.40
Conditions for the bonus rate
Checked each month- Withdrawals
- Not allowed
- Balance range
- $0 - $25,000
- Age
- 12+ years
On your balance
Saved with your preferences- Interest this year
- —
- Each month
- —
- Against the average account (4.86%)
- —
Rate by balance
Up to $25k
5.65%$25k+
0.10%Notes from savers
to leave a note.