Pays 5.00% p.a. total (2.75% base plus 2.25% bonus) as of 17 September 2026. Ranks 49th of 93 savings accounts tracked by BankMate, 0.14 points above the average of 4.86%. The rate last rose on 14 May 2026, 8 days after the RBA raised the cash rate to 4.35%.
5.00%p.a.
2.75% base + 2.25% bonus · bonus up to $500,000 · unlimited withdrawals · variable
Intro rate5.40%for 4mo
Rate over time
Total rate, conditions met- Hello Saver account
- RBA cash rate
- Market average
Position among 93 accounts
By month, end of month- Feb 2026: ranked 23 of 46
- Mar 2026: ranked 31 of 74
- Apr 2026: ranked 42 of 88
- May 2026: ranked 37 of 91
- June 2026: ranked 46 of 91
- July 2026: ranked 48 of 92
- Aug 2026: ranked 48 of 92
- Sept 2026: ranked 49 of 93
Feb 2026
- Top 5%
- Top 10%
- Top 25%
- Lower
In the top 50% for 4 of the last 8 months. Its lowest was #49 of 93 in Sept 2026.
Changes
2 on record since 1 Mar 2026- 4.75 → 5.00Base rate · 8 days after the RBA rise to 4.35%+0.25
- 4.50 → 4.75Base rate · 8 days after the RBA rise to 4.10%+0.25
Conditions for the bonus rate
Checked each month- Balance range
- $1 - $500,000
On your balance
Saved with your preferences- Interest this year
- —
- Each month
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- Against the average account (4.86%)
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Rate by balance
$1 – $500k
5.00%$500k+
2.75%Notes from savers
to leave a note.