Pays 4.00% p.a. total (3.25% base plus 0.75% bonus) as of 17 September 2026. Ranks 85th of 93 savings accounts tracked by BankMate, 0.86 points below the average of 4.86%. The rate last rose on 13 May 2026, 7 days after the RBA raised the cash rate to 4.35%.
4.00%p.a.
3.25% base + 0.75% bonus · bonus up to $250,000 · unlimited withdrawals · variable
Intro rate5.90%for 4mo
Rate over time
Total rate, conditions met- High Interest Savings Account
- RBA cash rate
- Market average
Position among 93 accounts
By month, end of month- Mar 2026: ranked 67 of 74
- Apr 2026: ranked 80 of 88
- May 2026: ranked 83 of 91
- June 2026: ranked 82 of 91
- July 2026: ranked 84 of 92
- Aug 2026: ranked 84 of 92
- Sept 2026: ranked 85 of 93
Mar 2026
- Top 5%
- Top 10%
- Top 25%
- Lower
Mostly outside the top half of accounts over the last 7 months: from #82 of 91 in June 2026 to #85 of 93 in Sept 2026.
Changes
2 on record since 24 Mar 2026- 3.95 → 4.00Base rate · 7 days after the RBA rise to 4.35%+0.05
- 3.70 → 3.95Base rate · 7 days after the RBA rise to 4.10%+0.25
Conditions for the bonus rate
Checked each month- Balance range
- $0 - $250,000
- Age
- 18+ years
On your balance
Saved with your preferences- Interest this year
- —
- Each month
- —
- Against the average account (4.86%)
- —
Rate by balance
Up to $250k
4.00%$250k+
3.25%Notes from savers
to leave a note.