Pays 5.26% p.a. total (0.01% base plus 5.25% bonus) as of 17 September 2026. Ranks 16th of 93 savings accounts tracked by BankMate, 0.40 points above the average of 4.86%. The rate last rose on 20 May 2026, 14 days after the RBA raised the cash rate to 4.35%.
5.26%p.a.
0.01% base + 5.25% bonus · bonus up to $99,999 · variable
Rate over time
Total rate, conditions met- Bonus Saver Account
- RBA cash rate
- Market average
Position among 93 accounts
By month, end of month- Feb 2026: ranked 9 of 46
- Mar 2026: ranked 12 of 74
- Apr 2026: ranked 16 of 88
- May 2026: ranked 12 of 91
- June 2026: ranked 12 of 91
- July 2026: ranked 14 of 92
- Aug 2026: ranked 14 of 92
- Sept 2026: ranked 16 of 93
Feb 2026
- Top 5%
- Top 10%
- Top 25%
- Lower
In the top 25% for every one of the last 8 months.
Changes
2 on record since 1 Mar 2026- 5.01 → 5.26Bonus rate · 14 days after the RBA rise to 4.35%+0.25
- 4.76 → 5.01Bonus rate · 14 days after the RBA rise to 4.10%+0.25
Conditions for the bonus rate
Checked each month- Withdrawals
- Not allowed
- Balance range
- $0 - $99,999
- Age
- 13+ years
On your balance
Saved with your preferences- Interest this year
- —
- Each month
- —
- Against the average account (4.86%)
- —
Rate by balance
Up to $100.0k
5.26%$100.0k+
3.01%Notes from savers
to leave a note.