Bank profile
LiveBOQ savings accounts
As of 17 September 2026, BOQ has three savings accounts tracked by BankMate. Its Future Saver Account pays 5.80% p.a. total, which ranks 1st of 93 accounts and sits 0.94 points above the market average of 4.86%. Its rates last changed on 9 June 2026.
- Top rate
- 5.80%
- Future Saver Account
- Market rank
- #1
- of 93 accounts
- Market average
- 4.86%
- +0.94 for the top rate
- Last change
- 9 June 2026
- 5 changes on record
Rates over time
Total rate, conditions met- RBA cash rate
- Market average
What changed
5 changes since 1 Mar 2026- Future Saver Account 5.35 → 5.6034 days after the RBA rise to 4.35%+0.25
- Simple Saver Account 4.55 → 4.8030 days after the RBA rise to 4.35%+0.25
- 3 accounts up 0.25 to 0.3010 days after the RBA rise to 4.10%mixed
- Smart Saver Account 4.85 → 5.15
- Future Saver Account 5.10 → 5.35
- Simple Saver Account 4.30 → 4.55
Accounts
Ranked by total rateBonus rate with monthly conditions · 2
- Rate
0.05% base plus 5.75% bonus when the conditions are met, on balances up to $50,000. Last changed 9 June 2026 (+0.25).
Rate by balanceUp to $50k5.80%$50k – $250k3.10%$250k+0.05%Conditions for the bonus rate- Monthly deposits
- $1,000/month
- Balance range
- $0 - $50,000
- Age
- 14-35 years
- 🏛️Smart Saver AccountAges 36+
$1k deposit a month · 5 card purchases · bonus up to $250k
5.40%#8 of 93Rate0.05% base plus 5.35% bonus when the conditions are met, on balances up to $250,000. Last changed 28 Mar 2026 (+0.30).
Rate by balanceUp to $250k5.40%$250k+0.05%Conditions for the bonus rate- Debit card use
- 5+/month
- Monthly deposits
- $1,000/month
- Balance range
- $0 - $250,000
- Age
- 36+ years
Rate for everyone, no monthly conditions · 1
- Rate
0.05% base plus 4.75% bonus when the conditions are met, on balances up to $5,000,000. Last changed 5 June 2026 (+0.25).
Rate by balance$1 – $5M4.80%$5M+0.05%Conditions for the bonus rate- Balance range
- $1 - $5,000,000
- Age
- 14+ years
Total rate is base plus bonus, assuming every monthly condition is met. Rank is among the 93 savings accounts BankMate tracks. Compare all accounts
Notes from savers
to leave a note.