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Bank profile
LiveCommonwealth Bank savings accounts
As of 17 September 2026, Commonwealth Bank has three savings accounts tracked by BankMate. Its Youthsaver Account pays 5.05% p.a. total, which ranks 45th of 93 accounts and sits 0.19 points above the market average of 4.86%. Its rates last changed on 1 September 2026.
- Top rate
- 5.05%
- Youthsaver Account
- Market rank
- #45
- of 93 accounts
- Market average
- 4.86%
- +0.19 for the top rate
- Last change
- 1 Sept 2026
- 6 changes on record
Rates over time
Total rate, conditions met- RBA cash rate
- Market average
What changed
6 changes since 1 Mar 2026- GoalSaver 5.00 → 5.000.00
- 3 accounts up 0.15 to 0.259 days after the RBA rise to 4.35%mixed
- GoalSaver 4.75 → 5.00
- Youthsaver Account 4.80 → 5.05
- NetBank Saver 1.95 → 2.10
- 2 accounts up 0.259 days after the RBA rise to 4.10%+0.25
- GoalSaver 4.50 → 4.75
- Youthsaver Account 4.55 → 4.80
Accounts
Ranked by total rateBonus rate with monthly conditions · 2
- Rate
2.15% base plus 2.90% bonus when the conditions are met, on balances up to $50,000. Last changed 15 May 2026 (+0.25).
Rate by balanceUp to $50k5.05%$50k+2.15%Conditions for the bonus rate- Monthly deposits
- $1/month
- Balance growth
- $1/month
- Balance range
- $0 - $50,000
- Age
- Up to 17 years
- Rate
0.10% base plus 4.90% bonus when the conditions are met. Last changed 1 Sept 2026 (restructured).
Rate by balance$0+5.00%Conditions for the bonus rate- Monthly deposits
- $1/month
- Balance growth
- $1/month
- Age
- 18+ years
Rate for everyone, no monthly conditions · 1
- Rate
2.10% with no bonus component. Last changed 15 May 2026 (+0.15).
3.10% first 5moRate by balance$0+2.10%Conditions- Age
- 14+ years
Total rate is base plus bonus, assuming every monthly condition is met. Rank is among the 93 savings accounts BankMate tracks. Compare all accounts
Notes from savers
to leave a note.