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Bank profile
LiveHeartland Bank savings accounts
As of 17 September 2026, Heartland Bank has one savings account tracked by BankMate. It pays 4.55% p.a. total, which ranks 71st of 93 accounts and sits 0.31 points below the market average of 4.86%. Its rates last changed on 14 March 2026.
- Top rate
- 4.55%
- Total rate, conditions met
- Market rank
- #71
- of 93 accounts
- Market average
- 4.86%
- −0.31 for the top rate
- Last change
- 14 Mar 2026
- 1 change on record
Rates over time
Total rate, conditions met- MySavings account
- RBA cash rate
- Market average
What changed
1 change since 1 Mar 2026- MySavings account 4.25 → 4.5538 days after the RBA rise to 3.85%+0.30
Accounts
Ranked by total rate- Rate
1.50% base plus 3.05% bonus when the conditions are met, on balances up to $300,000. Last changed 14 Mar 2026 (+0.30).
Rate by balanceUp to $2M4.55%$2M+1.50%Conditions for the bonus rate- Balance range
- $0 - $300,000
- Age
- 14+ years
Total rate is base plus bonus, assuming every monthly condition is met. Rank is among the 93 savings accounts BankMate tracks. Compare all accounts
Notes from savers
to leave a note.