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Bank profile
LiveP&N savings accounts
As of 17 September 2026, P&N has two savings accounts tracked by BankMate. Its Savvy Saver Account pays 5.25% p.a. total, which ranks 17th of 93 accounts and sits 0.39 points above the market average of 4.86%. Its rates last changed on 2 June 2026.
- Top rate
- 5.25%
- Savvy Saver Account
- Market rank
- #17
- of 93 accounts
- Market average
- 4.86%
- +0.39 for the top rate
- Last change
- 2 June 2026
- 4 changes on record
Rates over time
Total rate, conditions met- RBA cash rate
- Market average
What changed
4 changes since 23 Mar 2026- 2 accounts up 0.15 to 0.2527 days after the RBA rise to 4.35%mixed
- Savvy Saver Account 5.10 → 5.25
- Smart Saver Account 4.85 → 5.10
- 2 accounts up 0.25 to 0.3515 days after the RBA rise to 4.10%mixed
- Savvy Saver Account 4.75 → 5.10
- Smart Saver Account 4.60 → 4.85
Accounts
Ranked by total rate- Rate
0.20% base plus 5.05% bonus when the conditions are met. Last changed 2 June 2026 (+0.15).
Rate by balance$0+5.25%Conditions for the bonus rate- Debit card use
- 5+/month
- Monthly deposits
- $500/month
- Age
- 18+ years
- Rate
0.50% base plus 4.60% bonus when the conditions are met, on balances up to $250,000. Last changed 2 June 2026 (+0.25).
Rate by balanceUp to $250k5.10%$250k+0.50%Conditions for the bonus rate- Monthly deposits
- $100/month
- Withdrawals
- Not allowed
- Balance range
- $0 - $250,000
- Age
- 18+ years
Total rate is base plus bonus, assuming every monthly condition is met. Rank is among the 93 savings accounts BankMate tracks. Compare all accounts
Notes from savers
to leave a note.