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Bank profile
LiveUp savings accounts
As of 17 September 2026, Up has one savings account tracked by BankMate. It pays 5.35% p.a. total, which ranks 11th of 93 accounts and sits 0.49 points above the market average of 4.86%. Its rates last changed on 14 July 2026.
- Top rate
- 5.35%
- Total rate, conditions met
- Market rank
- #11
- of 93 accounts
- Market average
- 4.86%
- +0.49 for the top rate
- Last change
- 14 July 2026
- 7 changes on record
Rates over time
Total rate, conditions met- Up Saver
- RBA cash rate
- Market average
What changed
7 changes since 1 Mar 2026- Up Saver 3.35 → 5.35+2.00
- Up Saver 5.35 → 3.35−2.00
- Up Saver 3.35 → 5.35+2.00
- Up Saver 5.35 → 3.35−2.00
- Up Saver 5.10 → 5.3516 days after the RBA rise to 4.35%+0.25
- Up Saver 4.85 → 5.1014 days after the RBA rise to 4.10%+0.25
Show 1 earlier date
- Up Saver 4.85 → 4.850.00
Accounts
Ranked by total rate- Rate
0.00% base plus 5.35% bonus when the conditions are met, on balances up to $250,000. Last changed 14 July 2026 (+2.00).
Rate by balanceUp to $250k5.35%$250k+2.00%Sign-up bonus$15 · Sign Up Bonus
Conditions for the bonus rate- Debit card use
- 5+/month
- Withdrawals
- Not allowed
- Balance range
- $0 - $250,000
- Age
- 16+ years
Total rate is base plus bonus, assuming every monthly condition is met. Rank is among the 93 savings accounts BankMate tracks. Compare all accounts
Notes from savers
to leave a note.