Savings account rates in Australia, June 2026

1. 🏦

   1
   5.75%
   Newcastle PermanentSmart Saver Account (under 25)
2. 🏢

   2
   5.75%
   WestpacWestpac Life
3. 🚀

   3
   5.65%
   MOVE BankGrowth Saver

1. 4
   🏛️
   BOQ Future Saver Account5.60%
2. 5
   🏦
   First Option Bank KIDS BONUS SAVER5.55%
3. 6
   🏦
   Great Southern Bank Youth eSaver5.50%
4. 7
   💳
   ING Savings Maximiser5.50%
5. 8
   🐄
   Rabobank PremiumSaver5.40%
6. 9
   🚀
   MOVE Bank Bonus Saver5.35%
7. 10
   🏦
   Great Southern Bank Goal Saver5.35%

Total rate is base plus bonus, assuming every monthly condition is met. Age-restricted accounts are included; each account page states its eligibility.

• 🏢
  5.75%
  WestpacWestpac Life
• 🏛️
  5.10%
  ANZ PlusANZ Plus Growth Saver
• 🏦
  5.05%
  Commonwealth BankYouthsaver Account
• 🏪
  5.00%
  NABNAB Reward Saver

• 🚀
  MOVE Bank Online Saver4.15 → 4.70+0.55
• 🚀
  MOVE Bank Bonus Saver5.00 → 5.35+0.35
• 🏦
  Southern Cross Credit Union STAR SAVER4.90 → 5.20+0.30
• 🏦
  Bank First First Home Bonus Saver Account4.80 → 5.05+0.25
• 🏛️
  BOQ Future Saver Account5.35 → 5.60+0.25
• 🏦
  Horizon Bank SUPER SAVERS5.00 → 5.25+0.25
• 🏦
  Horizon Bank YOUTH REWARD SAVER5.00 → 5.25+0.25
• 🏦
  UniBank Starter Saver account5.00 → 5.25+0.25
• 🏦
  Bank Vic Little Copper Club4.45 → 4.70+0.25
• 🏦
  Bank First Bonus Saver Account4.75 → 5.00+0.25
• 🏦
  Border Bank Bonus Saver Account4.30 → 4.55+0.25
• 🏦
  Police Bank Bonus Saver Account4.30 → 4.55+0.25
• 🏦
  Regional Australia Bank Internet Maximiser Account3.00 → 3.25+0.25
• 🏦
  Regional Australia Bank Savings Booster Account4.75 → 5.00+0.25
• 🚀
  MOVE Bank Growth Saver5.40 → 5.65+0.25
• 🏦
  Auswide Bank Ltd ZIGGY KIDS SAVER3.26 → 3.51+0.25
• 🏦
  First Option Bank KIDS BONUS SAVER5.30 → 5.55+0.25
• 🏦
  Bank of Sydney BOS Saver4.50 → 4.75+0.25
• 🏘️
  Unity Bank MoneyMAX4.25 → 4.50+0.25
• 🏛️
  BOQ Simple Saver Account4.55 → 4.80+0.25
• 🏦
  AMP AMP Saver Account4.70 → 4.95+0.25
• 🏦
  Bank Vic Bonus Saver4.85 → 5.10+0.25
• 🏦
  P&N Smart Saver Account4.85 → 5.10+0.25
• 🏦
  BCU Power Saver4.85 → 5.10+0.25
• 🏦
  UniBank MOMENTUM SAVER4.85 → 5.10+0.25
• 🏠
  ME Bank - ME Go SaveME4.10 → 4.35+0.25
• 🏘️
  Unity Bank Bonus Saver Account4.40 → 4.60+0.20
• 🏦
  G&C Mutual Bank Bonus Saver Account4.40 → 4.60+0.20
• 🏦
  BCU Boss Saver5.10 → 5.25+0.15
• 🏦
  P&N Savvy Saver Account5.10 → 5.25+0.15

Data

Each bank's Consumer Data Right (open banking) product feed, re-read nightly. A rate change is recorded when the published total rate differs from the last value stored.

Figures

Rates are each account's last recorded value on or before 30 June 2026; accounts with no record by then are not counted. Changes compare the last rate before the month with the last rate within it. 33 history entries fall in this month.

Scope

Personal savings accounts open to Australian residents, as listed on BankMate. Not financial advice. Methodology · Today's full ranking